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How Private Lending Works

How Private Lending Works: A Secure Way to Earn Passive Income

What Is Private Lending?

Private lending is a real estate investment strategy where individual investors lend money to experienced real estate investors who use the funds to buy, renovate, and sell properties for a profit. In return, private lenders earn a fixed interest rate—typically higher than traditional investments—secured by real estate assets.

At I Am Cash Buyer, we offer private investors a guaranteed 8% return, secured by a mortgage trust deed, property insurance, and at least 30% equity in each property.

Why Choose Private Lending Over Traditional Investments?

Many investors turn to private lending because it offers:

Passive Income – Earn money without actively managing real estate.
Guaranteed 8% Returns – A fixed, predictable return on your investment.
Secured Investment – Your loan is backed by a mortgage trust deed, property insurance, and 30% equity in the property.
IRA & 401(k) Investment Opportunities – Use a self-directed IRA or 401(k) to invest tax-efficiently.
Faster Returns – Most private lending deals are short-term (6-12 months), unlike stocks or mutual funds.

How the Private Lending Process Works

Step 1: Consultation & Investment Review

We begin with a one-on-one consultation to discuss:

  • Your investment goals
  • How much you’d like to invest
  • Your preferred funding method (cash, IRA, 401(k), etc.)

Step 2: Deal Selection & Approval

Unlike traditional lenders, we only invest in projects we personally approve. Before presenting an opportunity to investors, we ensure:

  • The property has at least 30% equity to protect your investment.
  • The deal has a strong profit margin and a clear exit strategy.
  • The loan is secured by a mortgage trust deed and property insurance.

Step 3: Funding the Investment

Once a deal is approved, funds are wired directly to a licensed title attorney at closing—not to us—ensuring full transparency and security.

Step 4: Project Completion & Payout

  • We renovate and sell the property within the agreed timeline.
  • Upon sale, you receive your original investment + 8% guaranteed interest.

Is Private Lending Right for You?

Private lending is ideal for:
✔️ Investors seeking consistent, passive income
✔️ Those looking for safer alternatives to the stock market
✔️ Individuals with self-directed IRAs or 401(k)s who want to maximize returns
✔️ Anyone wanting a secured, high-yield real estate investment

How to Get Started

Ready to earn secure, passive income through private lending? Schedule a consultation today to learn more about this low-risk, high-reward investment strategy.

🔗 Schedule a Consultation Now

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